191. A loan that is repaid on monthly, quarterly and annual basis in equal payments is classified as____________?
A. Amortized loan
B. Depreciated loan
C. Appreciated loan
D. Repaid payments

192. Nominal rate which is quoted to consumers on loans is considered as__________?
A. Annual percentage rate
B. Annual rate of return
C. Loan rate of return
D. Local rate of return

193. Financial securities that can be converted into cash at closing to their book value price are classified as_______________?
A. Inventories
B. Short-term investments
C. Cash equivalents
D. Long-term investments

194. Prices of bonds will be decreased if an interest rates_________?
A. Rises
B. Declines
C. Equals
D. None of above

195. If payment of security is paid as $100 at end of year for three years, it is an example of______________?
A. Fixed payment investment
B. Lump sum amount
C. Fixed interval investment
D. Annuity

196. Collection of net income, amortization and depreciation is divided by common shares outstanding to calculate______________?
A. Cash flow of financing activities
B. Cash flow per share
C. Cash flow of investment
D. Cash flow of operations

197. In time value of money, periodic rate is_________?
A. Not shown on timeline
B. Shown on timeline
C. Multiplied on timeline
D. Divided on timeline

198. Payment if it is divided with interest rate will be formula of__________?
A. Future value of perpetuity
B. Present value of perpetuity
C. Due perpetuity
D. Deferred perpetuity

199. In calculation of time, value of money, ”N ”represents___________?
A. Number of payment periods
B. Number of investment
C. Number of installments
D. Number of premium received

200. Procedure of finding present values in time value of money is classified as____________?
A. Compounding
B. Discounting
C. Money value
D. Stock value

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